Funding for revenue-positive businesses

Your revenue built this business. A cold rejection shouldn't stall it.

Werkwallet connects businesses with real cash flow to funding partners that weigh your revenue — not just a credit decision. See which options actually fit, even if you've been declined before.

I was declined
Too many MCA balances
Tax liens
Judgments
NSF activity
I've got revenue

Check My Funding Options

2 minutes • No hard credit impact • Just my real path

Funding Assessment

~2 min

What's hitting me hardest right now?

I pick what's hurting me most. In 2 minutes I see the paths that actually fit my situation.

2 Minutes

to get my real path

No Hard Credit Impact

I don't get dinged for asking

Every Path in One Place

not ten more applications

Built for Messy Realities

like mine

My business is stronger than my funding profile looks.

A decline, NSF activity, or existing financing doesn't tell the whole story. My revenue does. I need someone to read the whole picture.

I've Been Declined

I'm not submitting another application blind. I need to know what path actually fits me before I risk another no.

My MCA Balances Are Piling Up

Daily payments are draining my cash flow. I need to find out if consolidation is even an option for me.

Tax Issues Are Hanging Over Me

Liens are complicating everything. But my revenue is real — I need someone to look at the whole picture, not just the lien.

I've Got a Judgment

It's hurting my eligibility, but I refuse to believe every door is closed. I need to see which ones still are.

NSF Activity Is Showing Up

My bank activity isn't perfect. But my deposits, revenue and history are strong — I need that to count.

My Credit Took a Hit

My personal score is one number. My business is a whole story. I need funding based on the real picture.

I don't have time to become a financing expert.

I just need to tell them what's happening with my business and get a straight answer back.

Step 01

I Tell Them What's Really Happening

I answer a few questions about my revenue, credit, and current mess. No fluff, no perfect-borrower act.

Step 02

I See My Real Path

I find out which funding categories actually fit me — not a wishlist, not another guess.

Step 03

I Take the Next Step Myself

If a path fits, I move forward on my terms. No pressure, no surprise credit pull.

I'm not picking a product. I'm finding my path.

Based on my real profile, the paths that might actually work for me:

SBA Financing

Longer-term capital — if my business qualifies, this could be the real long-term fix I've been looking for.

Bank Term Financing

Structured traditional capital — the kind I keep getting told I don't fit. Let me see if I actually do.

Business Credit Lines

Flexible capital I can draw on — exactly what I need for the cash-flow gaps that keep biting me.

MCA Consolidation

A way out of the daily-payment trap I'm stuck in. This is the one I need to know is real.

I'm done applying everywhere. I'm applying smart.

Werkwallet was built for owners like me — the ones who don't fit neatly into a perfect borrower profile.

I start with my real situation

Not with a product I probably don't qualify for.

I see what actually fits me

Which funding categories match my profile — not a sales pitch.

One place to figure it out

I explore every potential path through one process, not ten applications.

Built for messy real businesses

Including mine — complicated finances, prior declines, and all.

I'm finding out what fits me before I apply again.

2 minutes. I tell them what's really happening with my business. I get my real path back.

Check My Funding Options

No hard credit impact. Just answers.