Business funding

Declined? Start here.

Find out what funding options may fit your business — before you apply again.

About 2 minutes No hard credit pull

You don't need to figure it out alone.

How it works

01

Tell us what happened

You were declined by a bank or another funding provider. Tell us what you were trying to accomplish, what you need, and what changed.

Common situations we work with

  • Bank declined the application
  • SBA financing wasn't available for the request
  • Credit profile didn't fit the bank's program
  • Too much existing business debt
  • Multiple MCA / business advances
  • Cash-flow or revenue didn't fit bank requirements
  • Time in business didn't meet the lender's criteria
  • Funding request was outside the bank's range
  • Recent credit or financial issues affected the decision

Start with your situation.

02

See your financing paths

Based on your answers, we'll identify financing options that may fit your situation.

Explore potential paths including

SBA 7(a)

Up to $5M

Bank Term Financing

Up to $2M

Business Line of Credit

Up to $500K

MCA Consolidation

Up to $500K

Growth Term Financing

For eligible businesses looking to consolidate multiple business advances into longer-term financing.

Equipment Financing

Commercial Real Estate

Business Acquisition

Working Capital

Options shown are preliminary and subject to provider eligibility, underwriting, and approval.

03

Know what to do next

Don't start over blindly.

Your results show you what may be worth exploring and what you'll need to move forward.

  • Start an application
  • Review your financing match
  • Upload your recent business bank statements
  • Continue with a provider
  • Save your results and come back later

Real businesses. Real funding journeys.

"We were declined. Werkwallet gave us somewhere to go next."

Florida Auto Body

$250K–$500K funding range

After a decline, the next question isn't "Who do I apply to?" It's "What financing path actually fits my business?"

Recent funding examples

Robotics Business

$150K

J. Demolition

$100K

Home Health

$35K

Dental Practice

$20K

Illinois Landscaping

Funding secured after exploring available financing options.

Your business comes first.

A bank decline doesn't necessarily mean you're out of options.

Tell us what happened See what may fit Know what to do next