The Business Funding
Operating System

Main-Street and neighborhood businesses.

Apply for fast capital approval in hours, funded in 24 hours.

Restaurants · Retail · Construction · Healthcare · Transportation · Trucking · And More

60s
Assessment Time
6
Funding Channels
0
Credit Pulls

Interactive Funding Cockpit

Adjust your business details to see real-time funding matches

Industry / Sector
Select your primary business sector
Monthly Revenue
Current: $75,000/month
$10K$1M+
Years in Business
Current: 3 years
New15+ years
Owner Credit Score
Select your credit score range
Assets Owned (Collateral)
Select all that apply
Active Daily Loan Payments (MCA Sweep)
Current: $0/day
$0$5,000/day
Business Readiness Score

Your overall funding qualification strength

67out of 98

Funding Channel Matches

Real-time eligibility across 6 channels

🏦
SBA 7(a) Government-Backed Loan
$100K – $1.5M
Low-rate government-backed financing for established businesses
89% Match
💳
Business Line of Credit
$50K – $750K
Flexible revolving credit for working capital needs
82% Match
🔑
Equipment Financing
$25K – $1M
Asset-backed financing for equipment and machinery
92% Match
📄
Invoice Cash Advance (Factoring)
Up to 90% of invoices
Quick cash flow by selling outstanding invoices
45% Match
🏛️
Traditional Bank Loan
$100K – $2M
Conventional term loans from established banks
64% Match
🔄
Loan Consolidation Engine
Available when daily MCA payments are active

Ready to Apply Today?

Get your formal capital approval process started in minutes.

Apply Now

The New Way vs The Old Way

Why business owners choose Werkwallet

🚫 The Old Way

  • Broker chains shopping to dozens of lenders
  • Multiple unwanted hard credit pulls
  • No transparency in underwriting criteria
  • Predatory MCA debt traps with no exit
  • Weeks of back-and-forth applications

The Werkwallet Way

  • Single interactive cockpit · no brokers
  • Zero initial credit pulls guaranteed
  • Complete transparency on eligibility
  • MCA consolidation rescue engine included
  • Instant results in 60 seconds

See How It Works for Your Industry

Real scenarios from different business sectors

Construction Company Example

Mid-size contractor with equipment assets

Profile
  • Revenue: $150K/month
  • 5 years in business
  • Good credit (690)
  • Owns equipment
Best Matches
  • Equipment Financing: 90%
  • SBA 7(a): 85%
  • Line of Credit: 80%